Impressive WATERFRONT pool home with EXPANSIVE WATER VIEW located on a quiet cul-de-sac street in desirable deed restricted PUNTA GORDA ISLES. Quick powerboat access to Charlotte Harbor and on to the Gulf of Mexico. This light and bright home offers 3 Bedrooms, 2. 5 Bathrooms and 3 Car Garage. There is an open and split bedroom floor plan with Great Room, separate Dining Room, Florida Room, well equipped Kitchen, Inside Laundry, Florida Room. The Great Room features a cathedral ceiling, tile floor, sliding glass doors to the lanai. The Dining Room is directly off of the Great Room The Kitchen offers white cabinetry, stone counters, tile backsplash, closet pantry and dining area overlooking the pool and water. Appliances include: oven/range, built in microwave, refrigerator, dishwasher. The Inside Laundry has a washer, dryer, laundry tub and shelving. The Master Bedroom suite features access to the Florida Room and Lanai. There is a walk in closet and private bathroom with dual sinks, walk in shower, stone counters, wood cabinets. There are two generous sized guest bedrooms with large closets and the guest bathroom features wood cabinets, stone counters and tub/shower combination. Your living space extends via sliding glass doors to the screened Lanai. There is a covered area, large pool deck for sunbathing, heated inground gunite pool, and paver patio with sink, under counter refrigerator and room for a grill. A paver walkway leads to the waterfront. There is a 32 foot concrete seawall maintained by the city of Punta Gorda, 41SF dock and 7000 lb boat lift. Other features include: 3 Car Garage with 4 post car lift (car lift is not included but is negotiable), hurricane shutters and impact windows, tile floors throughout, large driveway with access from both Via Tunis and Appian Drive, screened front entry, cathedral and vaulted ceilings, NEW METAL ROOF 2022. . . . . NEW A/C 2022. . . . NEW HURRICANE IMPACT WINDOWS 2022. . . . NEW garage doors. . . . . NEW Pool Heater 2019. There are deed restrictions but NO HOA. Utilities are city water and sewer. This home is 5 minutes from Golf and 10 minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, boat ramps, fishing piers, Charlotte Harbor Event Center, art galleries, weekend farmers markets, events and more!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,179 | $3,219 | $4,079 |
Total Monthly Payment | $3,649 | $3,689 | $4,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.