This lovely Colonial home in Red Hook, NY, is full of charm and character, offering a unique opportunity for those seeking a peaceful and beautiful setting close to Bard College, schools, and parks. The spacious home features 5 bedrooms and 2 full baths, plus 2 half baths, providing ample room for family living. The kitchen is functional and inviting, and a bright sunroom brings the outdoors inside, offering a relaxing space to enjoy year-round. The family room and living room provide plenty of space for gathering and entertaining, with hardwood floors adding warmth and elegance throughout. The finished basement includes a bar area, ideal for entertaining guests or enjoying quiet nights in. New carpet is being installed to update the space further. Situated on 1. 5 acres of land, the property is surrounded by the beautiful Winnakee Land Trust, providing privacy and scenic views. The home overlooks the serene Sawkill Stream, offering peaceful, nature-filled surroundings. This rental is available with a Lease Purchase, making it an excellent choice for those who wish to live/own in this idyllic location. Inquire on framework. Don't miss out on the chance to make this charming Colonial home your own!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,040 | $3,040 | $3,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $20 | $21 | $26 |
Total Monthly Payment | $95 | $96 | $101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.