LOCATION (Historic Kenwood), LOCATION (Near Grand Central District), LOCATION (minutes from St. Pete Beaches)!!! Updated in 2021, this 3 bedroom with 3 Full bathrooms home sits on a corner lot. There are granite countertops and glass tile throughout. Two of the bedrooms have ensuite bathrooms. Luxury vinyl planks are consistent throughout for urban beach life ease and maintenance. A new AC unit was recently installed in 2023. There is an oversized two-car garage that was recently insulated with its own AC unit, so you can store things properly in the Florida climate or perhaps convert it into your own artist studio. There is off-street parking with the two-car driveway which is less common in this neighborhood. Patio pavers line the back of the house leading into a shady yard with mature trees. A picket fence surrounds both front and back yards for your youngsters or a furry friend. One block away is the Kenwood dog park, the Dog Bar and Mutts & Martinis are in Grand Central district just steps away, so your dog can enjoy this highly dog-friendly town and neighborhood too. Enjoy Historic Kenwood living at its finest- arts, culture, cuisine and community in this 2020 National Neighborhood of the year. This home is just a couple blocks from Central Avenue where the Warehouse Arts District and Grand Central district intersect for walkable urban living. Historic Kenwood is one of the first neighborhood just west of downtown St. Petersburg’s waterfront parks and thriving downtown scene or continue west in fifteen minutes to St. Pete Beach’s world-renowned beaches. Take the new Sunrunner rapid bus transit to get to both downtown or the beaches to avoid the parking woes of this popular region. This house captures a beach cottage style nestled among the craftsman-style bungalows prominent on the brick- lined streets of Historic Kenwood. Join this welcoming neighborhood with many community and social events from porch parties to working artist studios of the Artist Enclave of Historic Kenwood, a designated art business district.
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,920 | $543,920 | $543,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | $731 | $731 | $731 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,528 | $3,615 | $4,553 |
Total Monthly Payment | $4,351 | $4,438 | $5,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.