Sought after Whispering Woods complex! This spacious remodeled two bedroom townhouse is located in one of the most quiet and private locations in the complex. The entire unit has been beautifully updated and is move-in ready with laminate floors throughout the first floor, neutral paint colors, and updated kitchen and bathrooms. The first floor with the kitchen, living room, dining area, and half bath, has a bright and cheery open floor plan and sliding doors that take you out to a ground level deck. Both the primary bedroom and the second bedroom on the upper level are both generous in size. There are also two separate full bathrooms on the upper level, including a private bathroom attached to the primary bedroom. The spacious lower level has an area for an office or play area, a separate media/recreation room, and an additional half bathroom. Amenities include an in-ground pool and a picnic area. . plus, an awesome location only one mile from Collinsville center in one direction and one mile from Canton Village in the other direction. Great opportunity!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Dining Room | Remodeled,Combination Liv/Din Rm,Laminate Floor | Main |
Full Bath | Remodeled | Upper |
Kitchen | Remodeled,Galley,Vinyl Floor | Main |
Living Room | Remodeled,Balcony/Deck,Combination Liv/Din Rm,Sliders,Laminate Floor | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | Upper |
Rec/Play Room | Half Bath,Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,920 | $203,920 | $203,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,374 | $1,391 | $1,762 |
Total Monthly Payment | $1,891 | $1,908 | $2,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.