Discover your own oasis in the highly desirable Royal Oaks community! This 2-bedroom, 2-bathroom home with a 2-car garage spans 1, 633 square feet of comfortable living space. Located in the heart of Inverness, this home offers a harmonious blend of convenience, comfort and serenity. Step inside to find a welcoming living space that perfectly balances cozy charm with modern functionality. The updated kitchen is a chef’s delight with gorgeous granite countertops, opening seamlessly to a bright and airy living room, ideal for entertaining or relaxing. Large primary bedroom with en-suite bathroom boasting double vanities and walk-in shower. Down the haul is the spacious guest bedroom located close to the guest bathroom for added convenience for family or friends. Outdoor living is a breeze with both a screened-in front porch and an enclosed back porch—perfect for savoring your morning coffee or unwinding after a long day while soaking in the peaceful surroundings. Living in Royal Oaks means you’ll have access to a range of premium amenities designed for easy living and recreation. Dive into the heated community pool, practice your serve on the tennis courts, let your dog run free in the dog park or safely store your boat or RV. Nature lovers and fishing enthusiasts will appreciate the proximity to the chain of lakes, renowned for world-class bass fishing and endless water activities. Whether you’re enjoying the comfort of your home or the amenities and natural beauty of Royal Oaks, this property offers a peaceful escape . Embrace the laid-back lifestyle of Inverness and make this charming place your forever home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,583 | $2,005 |
Total Monthly Payment | $1,812 | $1,851 | $2,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.