Discover this charming 2-bedroom, 1-bath ranch home situated on a peaceful dead-end street. This property boasts a generous lot with an oversized carport, providing ample storage for your vehicles. Enter through the convenient mudroom, perfect for shedding winter boots and coats. The bright and inviting kitchen/dining area features a sleek stainless steel refrigerator and plenty of cabinet space for all your culinary needs. Enjoy the sun-drenched front living room, adorned with beautiful hardwood floors that enhance its appeal. You’ll find two comfortable bedrooms and a spacious 3/4 oversized shower in the bathroom. The walkout lower level offers abundant storage and includes a washer and dryer for your convenience. This delightful home is ideally located close to shopping, schools, and downtown Winchester! Don't miss out on this incredible opportunity!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,091 | $1,382 |
Total Monthly Payment | $1,436 | $1,463 | $1,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.