Spacious 2 bdrm, 2 ba, den, Fla room, totaling 1676 sq ft. Minutes from the Pinellas Bike Trail, Honeymoon Isld, charming Dunedin, etc. Gated, active, well funded ROC community. Low HOA $160/mo inc: trash, 2 hted pools, 2 tastefully decorated clubhouses, gym, activities galore! Lrg primary bdrm w/updated ensuite, custom walk-in closet. Updated showers, high rise toilets. New ac/heat unit, new carpet in both bdrms & livingroom - comes with a lifetime warranty! Nonsmoking, pet free, not in Flood Zone home! All appliances included, new high end GE washing machine, extra frig in Fla. room. Recently painted neutral color, move in ready! Ceiling fans in all rooms, partially furnished. Beautifully landscaped, large backyard, includes 2 grills - a gas grill & a Weber charcoal grill. Has metal roofover, large driveway. Lovely neighborhood! Close to St. Pete Airport, Tampa International Airport, & Tampa Cruise Terminals! Location, location, location!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,337 | $1,693 |
Total Monthly Payment | $1,597 | $1,614 | $1,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.