Nestled in the highly sought-after Punta Gorda Isles, this parcel invites you to build your dream home into a reality, complete with a spacious 3-car garage. Boasting sailboat waterfront access, you will find yourself just moments away from Charlotte Harbor and out to the Gulf of Mexico. This property benefits from a concrete seawall, diligently maintained by the City of Punta Gorda, providing both security and peace of mind. An added bonus is the 30-foot concrete dock already in place, perfect for docking your vessel. Public water and sewer services are readily available, ensuring convenient and reliable utilities for your new home. For an enriching community experience, consider joining the Punta Gorda Isles Civic Association for a minimal annual fee. This grants you access to a diverse range of clubs and activities, fostering a vibrant and engaged social atmosphere. Discover the charm and allure of Punta Gorda with its Historic Downtown district, Fishermen's Village, and an array of waterfront parks. Embrace the outdoors with scenic walking and biking trails, and relish in the convenience of nearby shopping and a plethora of restaurants offering delightful waterfront dining experiences.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,523 | $1,929 |
Total Monthly Payment | $1,579 | $1,598 | $2,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.