Discover Waterfront Living in Punta Gorda’s Emerald Pointe Community. Step into this beautifully maintained 3-bedroom, 2. 5-bathroom waterfront townhome, perfectly situated in the gated Emerald Pointe Condo Development. Offering over 2, 000 sq. ft. of well-designed living space, this property offers an stunning water views and exclusive amenities. The home boasts a thoughtfully crafted interior, featuring an interior atrium, tiled entry and kitchen with granite countertops, soft-close drawers, tile backsplash and newer stainless-steel appliances, including a dual convection oven. Composite front, rear and atrium decks provide serene spots to enjoy picturesque water views or quiet, private entertaining. Wake up to tranquility in the master bedroom, featuring expansive views of the water. , while the adjoining master bathroom is equipped with dual bowl sinks, a large closet, bidet and a large tiled step-in shower with a soothing waterfall fixtures. Convenience meets practicality with an upstairs laundry room and an attached one-car garage. This property offers direct boating access to the Peace River and Charlotte harbor with dock space managed by the Harbor Master. This unit offers a new roof, two new air conditioning units, and a new water heater as well as an enchanting private atrium providing a secluded outdoor retreat.
Beyond the community, enjoy the vibrant, energetic lifestyle Punta Gorda has to offer. You’ll find yourself just minutes away from top-rated restaurants, medical facilities, shopping, beaches and airports with easy access to I-75, US-41. Whether you’re boating, enjoying one of the pools or simply relaxing by the water, this home’s prime location ensures you’re always near what you need. Experience the best of waterfront living today—schedule your private tour!
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,910 | $2,419 |
Total Monthly Payment | $2,398 | $2,422 | $2,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.