Escape to your ideal summer retreat at 9 White Oak Lane, just minutes from Westhampton Beach's Main Street. This 4 bedroom, 3 bathroom home spans nearly 2, 500 SF with an open floor plan. The first level offers a den with built-in wet bar and bedroom with newly renovated full bath just across the hall. The second level is the main living space with open, eat-in, kitchen featuring stainless steel appliances, island seating for four, and a dining area for six. The living room offers a flat screen TV & wood burning fireplace. Enjoy a screened-in porch on your way to the backyard with pool. The third level completes the home with 3 bedrooms and 2 full baths, including an ensuite master bedroom. The backyard is fully fenced with pool & hot tub and child-gate upon request. Recent upgrades include newly installed AC (May 2024) and freshly painted white interiors. Make the most of summer in Westhampton by securing this rental starting for July and/or Aug.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $23,200 | $23,200 | $23,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $150 | $154 | $194 |
Total Monthly Payment | $225 | $229 | $269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.