167 Ancona AVENUE, Debary, FL, 32713 | $498,900

Discover the Ultimate in Luxury Living at Riviera Bella!

Welcome to an extraordinary opportunity to embrace a lifestyle of comfort, sophistication, and unmatched charm. Nestled in the highly sought-after Riviera Bella community along the scenic banks of the St. Johns River, this stunning home redefines Mediterranean elegance with its open and inviting design.

Boasting 2, 211 square feet of thoughtfully designed living space, this residence features a well-planned split floor layout offering privacy and flexibility. The spacious master suite serves as your tranquil retreat, complete with a double vanity and granite countertops in the en-suite bath, creating a spa-like experience in the comfort of your own home. A second bedroom and bathroom provide a private and convenient setup for family or guests, while the third bedroom and adjacent full bathroom add even more versatility. Additionally, the flex room can serve as a fourth bedroom, office, or multi-purpose space to suit your needs.

Step through the grand foyer, where you’ll be greeted by the inviting flex room and a spacious living area perfect for relaxing or entertaining. The gourmet kitchen is a chef's dream, featuring granite countertops, stainless steel appliances, a gas range, a convection oven and microwave combo, ample cabinet space, and a large pantry. Adding to the value, all appliances, including the washer and dryer, are included in the purchase of this home.

Enjoy the Florida lifestyle outdoors in your expansive, fenced backyard—a blank canvas for your dream pool or private oasis. The home also offers elegant wood shutters throughout and an inside utility room for added convenience.

Situated in the heart of Debary, you’ll enjoy convenient access to schools, shopping, dining, medical facilities, Gemini Springs, and, of course, the St. Johns River. Commuters will appreciate the proximity to I-4, making travel to nearby attractions and destinations a breeze.

Don’t miss your chance to call this exquisite home your own. Schedule your private showing today and experience the Riviera Bella lifestyle for yourself!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 57 x 193
  • Laundry: Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2016
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,211
  • Acreage: 0.25
  • Lot Size: 57 x 193
  • Est. Taxes: $4,065
  • HOA Fee: $450 Quarterly
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: V4940272
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4940272/167anconaavenue_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2025 11:57:38 PM)
Listing courtesy of MAINSTREET REALTY   Phone: 386-259-2426

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

167 Ancona AVENUE, Debary, FL, 32713

$498,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,120 $399,120 $399,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.386% 6.623%
Monthly Tax Payment $339 $339 $339
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,655 $2,723 $3,449
Total Monthly Payment $3,069 $3,137 $3,863

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.