Nestled in the heart of Stratford on a peaceful cul-de-sac, this stunning 4-bedroom ranch is truly one of a kind! Boasting an in-law suite and an oversized primary bedroom, this home is designed for comfort and versatility. The primary suite is a retreat in itself, featuring soaring cathedral ceilings, a charming bay window, and a slider that opens to a spacious rear deck-perfect for relaxing or entertaining. Step into the inviting living room, where a cozy wood-burning fireplace creates a warm and welcoming atmosphere. The updated eat-in kitchen offers ample cabinet space, a pantry for extra storage, and modern finishes. On the opposite side of the home, you'll find three additional bedrooms with hardwood floors, generous closets, and plenty of privacy away form the primary bedroom. The beautifully updated bathroom features a deep soaking tub and elegant subway tile accents. The finished lower level is a fantastic bonus, complete with its own private entrance to the in-law suite which includes a full eat-in kitchen, dining area, private bedroom, stand-up shower, and a mini-split system for year-round comfort. The lower level also houses the laundry room-washer and dryer included!-a cedar closet & more storage space. Step outside to enjoy the fully fenced backyard ideal for pets, playtime, or gatherings. The property also features a spacious driveway with room for four cars. Don't miss the chance to call this gem your own-schedule a showing today to fall in love at sight!
Type | Description | Level |
---|---|---|
Bedroom 1 | Bay/Bow Window,Cathedral Ceiling,Vaulted Ceiling,Balcony/Deck,French Doors,Sliders | Main |
Bedroom 2 | Main | |
Bedroom 3 | Main | |
Kitchen | Remodeled,Skylight,Eating Space,Sliders | Main |
Living Room | Bay/Bow Window,Fireplace | Main |
Primary Bedroom | Cathedral Ceiling,Vaulted Ceiling,Balcony/Deck,Ceiling Fan | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,455 | $3,111 |
Total Monthly Payment | $3,043 | $3,073 | $3,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.