Vernon Village is an over-55 community. This is a clean ranch-style mobile home that has 2 bedrooms, 1 bath with central air, a carport, and a shed for storage. The location is close to shopping, highways, and restaurants. All furniture is part of the sale if wanted. There is an additional 78 sqft porch off the hallway. washer and dryer conveniently located in the hallway which is included in the sale. Nice carport in the driveway to keep snow at a minimum. Cash sale preferred. Vernon Village will need you to appear in person at their office so they can run a credit check, eviction history, and a background check. (may be able to do it by phone for some of the background checks) Credit check not sure how much. monthly LOT lease includes water, trash pick-up, sewer, and snow removal(roads) Small pets are allowed.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Laminate Floor | 10.0 x 10.0 | Main |
Dining Room | Laminate Floor | 12.0 x 11.0 | Main |
Living Room | Combination Liv/Din Rm,Laminate Floor | 12.0 x 14.0 | Main |
Primary Bedroom | Laminate Floor | 12.0 x 10.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $43,920 | $43,920 | $43,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $285 | $292 | $368 |
Total Monthly Payment | $404 | $411 | $487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.