Welcome to this charming ranch home, ideally located in a prime spot that offers unbeatable convenience to highways, shopping, professional services, medical facilities, and all the town amenities you need. Easy, single-floor living, with plenty of natural light. The bright and spacious living room and dining room provide an inviting atmosphere, ideal for both daily living and entertaining. The updated kitchen is a highlight, featuring stainless steel appliances, granite countertops, and tile backsplash. With 3 cozy bedrooms and a beautifully remodeled full bathroom, this home offers both comfort and functionality. Gleaming hardwood floors run throughout, adding warmth and character to the entire space. The full unfinished basement presents an exciting opportunity to double the living space, whether you envision it as a home gym, family room, or even an additional bedroom. The potential is endless!For year-round comfort, the home comes equipped with central air and a 1-car garage. Outside, you'll find a partially fenced-in yard that's beautifully landscaped with perennial gardens and a patio area, perfect for relaxing or entertaining outdoors. Energy efficiency is key here, with solar panels that help keep your energy costs low. Thanks to the solar lease, the total monthly electric bill, including the lease payment, is under $100-a rare and valuable benefit. Solar payments are fixed monthly payments that escalate each year. 2021- 56. 94 2022- 58. 29 2023- 59. 68 2024- 61. 11.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Kitchen | Remodeled,Granite Counters,Tile Floor | Main |
Living Room | Bay/Bow Window,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,576 | $1,595 | $2,023 |
Total Monthly Payment | $2,032 | $2,051 | $2,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.