226 CRYSTAL COVE Drive, Palatka, FL, 32177 | $595,000

Welcome to 226 Crystal Cove Dr, a beautiful home nestled in the desirable Crystal Cove Subdivision, just steps from the picturesque St. Johns River. This property offers a unique blend of peaceful north Florida living and convenient access to all your boating needs, with the nearby public boat ramp and in-water slips available at the neighboring Crystal Cove Marina.

This beautiful 3-bedroom, 2-bathroom home offers 2, 239 sqft of comfortable living space, perfect for those seeking a serene and spacious retreat. Located in the desirable Crystal Cove community, this property provides a wonderful balance of luxury and functionality.

A well-maintained home with ample room for outdoor entertaining and leisure, allowing you to enjoy the best of Florida's waterfront lifestyle community.

With the St. Johns River just moments away, you'll have endless opportunities for boating, fishing, and enjoying the natural beauty of the area.

The extensive features of this beautiful home includ Master Suite with Ensuite Bathroom: Enjoy privacy and comfort with an attached master bathroom. Two Guest Bedrooms: Generously sized, offering versatility for family, guests, or home office needs. Enclosed Patio: Relax or entertain year-round in your enclosed outdoor space. Attached 2-Car Garage: Additional storage and parking space. Additional 2-Car Detached garage ideal for additional storage or parking for all your water toys! Could be finished out for additional detached living space or recreation area. Quiet, family-friendly neighborhood Convenient access to local amenities and major roads Beautifully landscaped yard, perfect for outdoor enjoyment Don't miss out on this opportunity to own a spacious home in one of Palatka's most desirable locations. Contact us today to schedule a tour.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Contemporary
  • Year Built: 2001
  • Garage: 4-car
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,239
  • Acreage: 0.79
  • Est. Taxes: $6,263
  • Lot Desc: Irregular Lot
  • Appliances: Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
  • MLS#: 2064418
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2064418/226crystalcovedrive_palatka_fl?source=qrflyer
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Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

226 CRYSTAL COVE Drive, Palatka, FL, 32177

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.408% 6.623%
Monthly Tax Payment $522 $522 $522
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,207 $3,247 $4,114
Total Monthly Payment $3,821 $3,861 $4,728

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.