Welcome to 3236 Fish Ave, a charming 3-bedroom, 4-bathroom home that beautifully combines modern upgrades with a cozy atmosphere. The spacious layout features an open-concept living and dining area, perfect for entertaining, along with a separate kitchen and an exit to the backyard. On the second floor, you’ll find three generously sized bedrooms filled with natural light and ample closet space. The expansive master bedroom includes a private full bathroom for added comfort, complemented by an additional full bathroom on the same floor. The full finished basement has two rooms currently occupied by tenants and includes a separate entrance, providing additional living . The property also features a one-car garage and a nice backyard suitable for seasonal gardening. Recent upgrades include a new roof and solar panels, with thirty months of free usage. This home is conveniently located just a block from the Gun Hill Road 5 train and bus lines Bx-28, 38, and 31, making access to restaurants, shops, and public transportation easy. Please note that the house will be sold AS IS, and all prospective buyers must provide mortgage pre-approval or proof of funds before viewing. Don't miss out on this gem! Contact me today!
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,360 | $5,524 |
Total Monthly Payment | $4,899 | $4,953 | $6,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.