Rare find. Light, bright and charming 1931 New England colonial nestled in a coastal haven, right across from the Long Island Sound in sought after Harbor Shores with water views and public easement to beach across the street. Extensive 2024 renovation with top of the line designer appointments. Most picturesque grounds with mature professional landscaping, flowering trees/perennial gardens, fenced in backyard, detached 2 car garage, shed, and spacious screened porch with decorative ceiling fan. Drenched in natural light with newly refinished bleached hardwood floors, the expansive LR features an inviting fireplace flanked by built-in shelving, open to the adjoining office with full wall of custom book shelves. Enjoy entertaining inside or out in the sunny DR with French doors to the delightful screened porch overlooking the private backyard with stone patio and lush lawn. Keen attention to detail throughout with custom millwork, shiplap, moldings, full interior/exterior painting, plus totally remodeled state of the art kitchen, mudroom/laundry, full bath, and primary suite walk-in closet just completed. Rock solid, pristine home with generous storage in both the full walk up attic and large dry basement. Located outside the AE flood zone, in lowest zone X which does not require flood insurance. This highly sought after community is cherished by its residents because of the ease of access to the water, train station, and all that SONO has to offer, just 46 miles to Midtown.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Upper |
Bedroom 2 | Walk-In Closet,Hardwood Floor | 9.0 x 10.0 | Upper |
Dining Room | French Doors,Hardwood Floor | 12.0 x 14.0 | Main |
Kitchen | Remodeled,Island,Hardwood Floor | 11.0 x 12.0 | Main |
Library | Book Shelves,Built-Ins,Ceiling Fan,Hardwood Floor | 9.0 x 14.0 | Main |
Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | 13.0 x 21.5 | Main |
Other | Half Bath,Hardwood Floor | 7.5 x 13.0 | Main |
Primary Bedroom | Walk-In Closet,Hardwood Floor | 12.0 x 17.0 | Upper |
Sun Room | Ceiling Fan | 13.0 x 13.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.697% | 6.597% | 6.158% |
Monthly Tax Payment | $970 | $970 | $970 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,318 | $4,677 | $6,245 |
Total Monthly Payment | $5,380 | $5,739 | $7,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.