Look at this view! This charming 3-bedroom, 2-bathroom cottage-style home on the St. Johns River offers the perfect blend of old Florida charm and modern updates. Featuring vibrant colors and Bahamian-inspired details w/ bamboo hardwood flooring throughout common areas, the home is a beautiful contrast to its serene riverfront setting. The spacious master suite includes a large walk-in closet, wood-burning potbelly stove/fireplace, and wet bar, creating a cozy retreat. Step outside to the expansive concrete board deck, ideal for taking in breathtaking sunsets and the iconic weeping cypress and oak trees. The property spans 1. 94 acres with a dock, two boat lifts (with 4 ft of water at low tide), and a partially fenced yard. Additional features include a large metal building with an attached carport for storage. Perfect for enjoying life on the river with plenty of space to entertain and relax! No HOA! Please make appointment to view as home is occupied and very private. Electric fireplace in living room does not convey. Don't drive up to property as it is occupied. Master Suite Addition-1995 Recent upgrades were completed 2022 Electric panel wired for a generator Termite Bond 10/2024 North corner of the end of dock lifted due to past storm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.200% | 6.748% | 6.786% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,589 | $5,379 | $7,375 |
Total Monthly Payment | $6,056 | $5,846 | $7,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.