Welcome to a Retreat in Charm at 122 Stafford Dr. , Palm Harbor, Florida. A wonderfully renovated house in the center of Highland Lakes in Palm Harbor Designed for comfort and flair, this gorgeous 2-bedroom, 2-bathroom property boasts modern improvements and 1, 331 heated square feet of living space. Sophisticated Living with Superb Upgrades. The house features recently renovated bathrooms and kitchens with exquisite quartz counters that guarantee durability and aesthetic beauty. The kitchen features a new refrigerator and dishwasher, perfect for folks who enjoy cooking and entertaining. California shelves complement both bedrooms, optimizing available space in a contemporary style. Comfort and efficiency combined with a Nest thermostat, easily control the temperature of your home and take advantage of the additional comfort of a 2019 HVAC system. While a water softener (2023) guarantees the longevity of your plumbing and appliances. The new windows in the back lanai offer peaceful vistas and improved insulation. Outdoor and Community Highlights: The outside boasts a well-kept garage with epoxy flooring and additional shelves for extra storage. The house saves water by using well water for irrigation, maintaining the lavish state of the garden/lawn. Find extensive facilities in the community: two heated pools, tennis and pickleball courts, three nine-hole executive golf courses, and exclusive boat ramp access with two pontoon boats ready for picturesque trips on Lake Tarpon. Superb Location with a new roof installed in 2023. Close proximity to shops, restaurants, and medical facilities. This house blends the peace of a well-appointed hideaway with the conveniences of metropolitan life. At 122 Stafford Dr. , a great mix of elegance, comfort, and convenience, find the way of life you've earned!!
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,040 | $343,040 | $343,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,311 | $2,340 | $2,965 |
Total Monthly Payment | $2,718 | $2,747 | $3,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.