Under contract-accepting backup offers. This unique 3/3 Mt. Dora home awaits! Enjoy the restaurants, shopping and festivals! Bike or walk on the sidewalk around nearby scenic Lake Gertrude. Also canoe and kayak access! No HOA! New roof September 2024. Hotwater Heaters 2017 & 2018. Beautiful wood and tile floors! Open concept, Living Room, Dining Room and Kitchen with a wood burning fireplace. Also a den and office with built-ins. Primary Bedroom has an ensuite bath w/walk-in shower. Bedroom 2 is near to the hall bath w/tub and shower. The separate 1 Bedroom, 1 Bath studio Apt. has a private entrance with a NEW entry door. Renovated in 2015. Offers: Central Heat and Air, Laminate floors, Bedroom area, kitchenette with refrigerator/freezer, large closet with built-ins and a tiled bath w/walk-in shower. The perfect "In Law Suite"! Allows wheelchair access for most wheelchairs. Kitchen has original wood cabinets, granite and custom made wood counters and stainless steel appliances. The connected utility/Laundry room has a refrigerator, washer & dryer and a hotwater heater. Side door to the beautiful backyard! The 18x24 workshop (approx. 400SF) is a delight. Built of treated wood, metal, with a metal roof. Has electric with multiple outlets, ceiling fans and wooden louvers that open to the outside. Fresh air, plenty of storage, workspace and a workbench too!
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,479 | $2,510 | $3,180 |
Total Monthly Payment | $2,757 | $2,788 | $3,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.