OUSTANDING WATER AND GOLF VIEW! NEW Roof (December, 2024); A/C (2022). This 3BD/2BA house has been recently painted inside, new flooring throughout the house with laminate in the living, dining and kitchen and new carpeting in the bedrooms. This house has a large living room with room for a large screened television. The dining room has ample room for a large table and chairs plus a China cabinet. The Kitchen has a large built-in pantry, clear top range, refrigerator, time-saving dishwasher and a built in microwave. There is an eat-in area with a great view of the Florida room which has acrylic windows for year-round comfort. The Master bedroom has a walk-in closet and has room for a king size bed and plenty of furniture and has a tray ceiling. The Master Bathroom has a soaking tub, walk-in shower and a double sink vanity with plenty of storage. The second and third bedroom also have new carpeting. The guest bathroom has a single sink vanity and a full tub and shower. The inside laundry room is very convenient since it's located off of the kitchen. The Florida room has an outstanding view of the pond and the golf course. This house faces East to watch the sunrise, which is a very desirable location. Ocala Palms is a gated active 55+ community located on North Highway 27 in Ocala, Florida. This community offers an 18-hole Golf Course for golf enthusiasts and Country Club-Style living for active adults. Golfers can also practice on the driving range and putting green so they can step up their golf game skills. It boasts a 19, 000 square-foot clubhouse. Here is a sample of activities and amenities offered: Clubhouse/Amenity center, fitness center, Outdoor Olympic pool, hot tub, heated indoor pool, card room, arts & crafts studio, ballroom, library, billiards, bocce ball, shuffleboard courts walking & biking trails, volleyball court, tennis/pickleball courts, horseshoe pit, and croquet lawns. Ocala Palm is a very family friendly community and is located close to shopping centers, supermarkets, drug stores, restaurants, banks, doctors’ offices, hospitals, postal office department stores, etc. For family entertainment, Ocala features year-round public festivals events, canoeing, kayaking, paddle boating, horseback riding, fishing, etc. Close to tourist attractions like World Disney Parks, Universal Studios, Sea World, Bush Garden, World Equestrian Center, numerous beaches, etc. All measurements are approximate. Buyer(s) to re-measure.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,774 | $2,247 |
Total Monthly Payment | $2,008 | $2,030 | $2,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.