3465 Gulf Coast DRIVE, Hernando Beach, FL, 34607 | $715,000

Experience breathtaking 180-degree panoramic water views from this incredible waterfront home, perfectly situated to capture the beauty of its surroundings. The property is nestled on a prime lot, with the canal behind the home intersecting with another canal to the north, creating an expansive and picturesque waterscape. Adding to the charm, a second canal dead-ends into Gulf Coast Drive directly across from the home’s entrance, providing water views from both the front and rear.

This elevated home, perched on concrete piers, ensures peace of mind with an annual flood insurance cost of just over $600. It offers ample parking with a 780-square-foot two-car garage and a 364-square-foot two-car carport. Boating enthusiasts will appreciate the floating wood dock complete with a fish cleaning station, as well as an adjacent floating dock for a jet ski or small boat.

Designed with entertaining in mind, this home features gathering spaces on all three levels. At ground level, enjoy an outdoor kitchen, extensive decking, and brick paver patios. The main level boasts a covered porch and an expansive deck, while the upper level features a cozy deck exclusive to the occupants of the loft/bedroom—ideal for enjoying a quiet moment with stunning views.

Inside, the home is filled with thoughtful upgrades. Insulated glass impact windows provide energy efficiency and storm protection, while a new air conditioning system (installed in March 2022) ensures modern comfort. The inground pool, added in October 2020, is perfect for cooling off after a day on the water. Additional updates include windows and doors replaced in September 2019 and a new roof installed in May 2017.

The remodeled kitchen is a chef’s dream, featuring elegant wood cabinets, granite countertops, and stainless steel appliances. Both the guest bathroom and the primary en-suite have been tastefully updated with new vanities, modern plumbing fixtures, commodes, tile flooring, and beautiful tile wainscoting in the showers. Luxury vinyl plank flooring spans the first floor, while the second-floor loft/bedroom offers cozy carpeting.

The living room is a showstopper with vaulted ceilings and French doors that open to the outdoors, enhanced by crown molding throughout much of the first floor. The dining area is adorned with charming shiplap accents, and the washer and dryer are conveniently located just off the kitchen, separated by a stylish barn door.

This home is a true waterfront paradise, seamlessly blending modern updates with natural beauty and thoughtful design. Don’t miss your chance to own this exceptional property in Hernando Beach!

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Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 62 x 100
  • Laundry: In Kitchen, Laundry Room
  • Style: Elevated
  • Year Built: 1985
  • Garage: 2-car Bath In Garage, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,482
  • Acreage: 0.14
  • Lot Size: 62 x 100
  • Est. Taxes: $3,946
  • Lot Desc: Level
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pool: Gunite, In Ground, Lighting
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7870672
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7870672/3465gulfcoastdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2025 5:17:09 PM)
Listing courtesy of BRIDGE POINT BUSINESS REAL EST   Phone: 352-515-0226

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3465 Gulf Coast DRIVE, Hernando Beach, FL, 34607

$715,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $572,000 $572,000 $572,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.408% 6.623%
Monthly Tax Payment $329 $329 $329
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,854 $3,902 $4,944
Total Monthly Payment $4,275 $4,323 $5,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.