Picture yourself living on an island, in a luxurious condo 15 floors above Boca Ciega Bay yet a world away from the stress of city life. It’s a carefree lifestyle in a beautiful community set like a jewel in lush tropical landscaping, with no tedious yardwork and no snow shovel needed. Ever. Your days could begin with coffee on your covered waterfront lanai, a morning swim or exercise class, pickleball or tennis, line dancing, poker, bingo, Mahjong, kayaking, painting, ceramics, dances, pilates and more. Or you could stretch out on a lounge chair at any of the four heated pools plus spa and sauna and just bask in the sunshine up to 360 days a year. Revel in panoramic views of the bay all the way to the Gulf from your lanai, the great room and both bedrooms, watching the pleasure craft, the porpoises and manatees, seabirds and the occasional cruise ship glide past. Perfectly situated minutes from miles of sugar sand beaches as well as the vibrant nightlife and art galleries, boutiques, pubs, museums and sidewalk eateries of St. Petersburg. Your pristine condo was tastefully renovated with pale neutral tile and dove grey cabinetry and sleek modern bathrooms and storm-grade triple glass sliders. This condo had no water intrusion from the hurricane. The building roof replacement is to commence soon and is included in the assessment, which is being paid by the seller. Engineering report for building structure is attached. Bring your boat or rent one nearby to cruise miles of coastline, or catch some fish to grill poolside and dine under the stars. Your small dog or cat is welcome here. Only a couple of miles from I-275, gateway to the Tampa Airport 25 miles away, or to all points south, from Sarasota to Key West. Isn’t it time to start your island living adventure?
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,210 | $2,800 |
Total Monthly Payment | $2,839 | $2,866 | $3,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.