This spectacular Roma model has it all, offering 3 bedrooms plus a Den/4th bedroom, 3 full bathrooms. Located in Valencia Lakes, The Greater Tampa Bay's premier 55+ community! The lush landscaping with custom curbing, brick paver driveway, barrel tile roof and bay window showcase the amazing curb appeal. As you enter this lovely home through the screened front entry into the spacious foyer, you will immediately notice the 14 ft. high coffered ceiling. The tile flooring is installed on a diagonal throughout the entire home for low-maintenance living. That's right, no carpet anywhere! The versatile formal living room and dining room provide functional space for entertaining guests. The family room which opens to the kitchen area offers direct outdoor access through the impact glass sliders out to the extended screened/covered lanai with upgraded tile flooring and a private backyard oasis. This is the perfect place to relax and catch the beautiful Florida sunrise while enjoying your morning coffee. The gourmet eat-in kitchen features a large breakfast bay, 42" maple cabinets with under/over cabinet lighting, lazy Susan, quartz countertops, designer ceramic backsplash, R/O system at sink and upgraded stainless steel appliances including a French door refrigerator and Bosch dishwasher. The primary bedroom is spacious and features a bay window w/ sitting area, tray ceiling and 2 walk-in closets with custom built-ins. The spa-like primary bathroom has a separate walk-in shower with a frameless glass enclosure and built-in seat, Roman bathtub, separate vanities, quartz countertops and white raised panel cabinets. Both secondary bedrooms are away from the primary bedroom providing maximum privacy for guests. Bathrooms #2 and #3 include Corian counters w/ banjo top and white cabinets. The den has double 6-panel doors offering privacy if needed. The laundry room features Samsung large capacity front-load washer and dryer, a utility sink and overhead cabinets for storage. This home includes many upgraded features such as: a water softener system, Impact glass windows and doors, screened front entry, extended lanai w/ roof, ceiling fans, custom window treatments, built-ins in all closets, front entry roll down storm shade, pull down attic stairs, epoxy garage floor, built-in garage storage cabinet, HVAC replaced in 2021, custom landscaping/curbing, recessed lighting and more. Enjoy the resort style of living and lifestyle at Valencia Lakes. Fabulous Entertainment Center, Bistro, pools, card rooms, state of the art fitness center. and art center, Clubs, Educational Seminars, Tennis courts, Bocce ball, Pickle Ball and more. Let the fun begin. All this in Valencia Lakes, one of the most active 55 plus retirement communities within the Greater Tampa Bay area. Come see for yourself and experience the resort style lifestyle today with a 40, 000 clubhouse, 24 hr. fitness, pools, bistro, tennis clubs, pickleball, bocce ball, clubs, live shows, arts and crafts, cooking classes, walking paths and so much more. Start living your best life today in this immaculate home. The monthly HOA fee includes membership for the clubhouse, Cable TV, high speed internet, security system monitoring, and lawn maintenance/irrigation without extra charges. Start living the dream and schedule your showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,728 | $3,456 |
Total Monthly Payment | $3,137 | $3,171 | $3,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.