PORT CHARLOTTE WATERFRONT HOME W/80FT OF WATER FRONTAGE, WIDE CANAL VIEW & QUICK BOATING ACCESS TO CHARLOTTE HARBOR. It's time to own a home on the water. Claim this spacious, 3 bed/2 bath + den, waterfront home & start living your Florida dream. Inside, the layout offers an L-shaped living room & dining room plus a separate Florida room. A tiled foyer w/coat closet greets you as you enter the home. Interior features include large picture windows, skylight in guest bath, mix of carpet & tile flooring & large bedrooms. The kitchen/dining area is the heart of this home. Kitchen has pass-through counter to Florida room plus view of pool & canal. Two large guest rooms share a Jack & Jill bath. Bath opens to outdoor garden that creates the feel of a private oasis. An expansion added 452 sq ft to the home adding the 3rd bedroom & den. Home has so much potential w/just over 1, 800 sq ft of living space. The Florida room is bathed in natural light w/three sets of sliding glass doors opening to your private in-ground pool. Picture living the Florida dream here w/days spent out on the water or relaxing by your pool. Start enjoying some of the best fishing & boating in SW Florida directly from your backyard. Property has a NEW water heater, NEW pool pump & NEW refrigerator. Other amenities include oversized one-car garage, storage room & clamshell hurricane shutters. The home is located between Edgewater Dr & US41 w/easy access to shopping, restaurants & area medical centers. Home has transferrable Flood Insurance policy with $2851/yr premium. Claim your spot in paradise today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,773 | $2,257 |
Total Monthly Payment | $2,363 | $2,385 | $2,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.