Welcome home to 324 Neely Crossing Lane! This beautiful 2 story home in the coveted Neely Farm offers a plethora of amenities and features sure to fit the needs of any buyer. The home has undergone several updates including LVP floors, granite counter tops, a remodeled half bathroom in the main living area, a remodeled primary suite, and fully paid off solar panels on the back of the home that aren't visible from the street. Upon entry you will notice the tall two story foyer, which looks up to the 2nd floor landing. On the primary level you will have plenty of space to host guests with a living room, family room, dining room, and large kitchen which all flow together nicely with large doorways and open space. The family room has an open two story ceiling which opens up to a 2nd floor balcony style landing. All 4 bedrooms are conveniently located on the 2nd floor which helps the main living area flow with an open feel. The primary bedroom boasts tray ceilings, a large bay window, and a beautiful on suite with plenty of updates. The primary on suite has a two sink dual vanity with a large walk in closet, stand alone porcelain tub, and full tile shower. The back yard offers a good sized deck with two entry doors to the home, a large fenced in back yard, and a some mature trees far from the home for additional privacy without encroaching on the home. Neely Farm is truly a must see neighborhood, offering amenities such as a fishing pond with a dock and fountain, large Olympic style swimming pool with a cabana and pergola area, a neighborhood clubhouse, 4 clay tennis/pickleball courts, 2 playgrounds, a volleyball net in the field behind the pool, a disc golf corse, walking trails both paved and wooded, and several bench & porch swing areas for picnicking and relaxation. You don't want to miss out on this one, schedule your private showing today!
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,401 | $3,042 |
Total Monthly Payment | $2,623 | $2,653 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.