20800 River DRIVE, #A35, Dunnellon, FL, 34431 | $249,500

Waterfront Condo for Sale in The Landings of the Withlacoochee – The Best Kept Secret on the River!

Tired of scrolling through endless listings that all sound the same? Well, grab your boat shoes and bathing suit, because this one’s different. Welcome to your slice of paradise at The Landings of the Withlacoochee—Your dream waterfront property is here, just waiting for you and your boat to call it home!

This waterview condo with a private bedroom and a spacious loft with not one, but two king-sized beds, fully furnished and turn-key ready, so all you need is your toothbrush. With 830 sq. ft. of living space and a large waterfront balcony, it’s the perfect place to sip coffee, watch the river roll by, and pretend you’re on vacation—even when you’re not.
Let’s talk boating—because if you’ve got a boat, this is your heaven. With over 300 feet of well-maintained boat docks, and yes, boat trailer storage, this property has it all. Toss your boat in the Withlacoochee River and leave it there year round. Cruise over to the famous Rainbow River just a short boat ride away—so close, you can practically see it from your balcony. And here’s the kicker—I’ve owned a unit here for over 20 years that has paid for itself multiple times through VRBO, and with today’s inflation, I can tell you this place is still undervalued compared to what you'd expect. In fact, it might just be the best deal in town.
When you’re not boating, fishing, or lounging by the solar-heated pool or in your huge in ground hot tub you can walk over to Dunnellon’s historic downtown. You know, for those little things like restaurants, bars, antique shops, and more. Talk about the perfect combo—waterfront living and a quaint downtown just a stroll away.
With HOA fees at just $373 monthly, you’ll get everything taken care of—pool maintenance, hot tub upkeep, boat docks, insurance, landscaping, water, sewer, trash, reserves and more. You can literally kick back and let someone else do the heavy lifting. Oh, and this condo is located in a no-flood zone, so you’re living the good life with peace of mind.
Don’t miss out on this one-of-a-kind opportunity—because places like this don’t come around often. Get in touch with me today to schedule your private showing or to learn more about why The Landings is the place to own in Dunnellon!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Laundry, Maintenance, Pool, Spa/Hot Tub
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Inside, Same Floor As Condo Unit
  • Complex: LANDINGS WITHLACOOCHEE OR 1272/1072
  • Year Built: 1985
  • Common Charge: $373 Monthly
  • Approx Sq. Feet: 730
  • Acreage: 0.02
  • Est. Taxes: $3,425
  • Lot Desc: Corner Lot, Historic District, Landscaped, Near Marina, Near Public Transit
  • View: Water
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pool: In Ground, Solar Heat
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: OM692770
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM692770/20800riverdrive_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2025 11:51:34 PM)
Listing courtesy of SELLSTATE NEXT GENERATION-DUNN   Phone: 352-433-2804

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20800 River DRIVE, #A35, Dunnellon, FL, 34431

$249,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,600 $199,600 $199,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.408% 6.623%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,345 $1,362 $1,725
Total Monthly Payment $1,705 $1,722 $2,085

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.