Gorgeous Brand New 3 Bedroom Colonial just completed - part of Fortune Ridge, a premier single-family luxury community - must see! This meticulously designed home boasts an open granite kitchen w/stainless appliances & large island, complemented by a fireplace in spacious great room w/walk-out to patio. Private home office just off living areas. Upper level features a primary bedroom w/expanded walk-in closet, full bath (double sinks, walk-in shower), and convenient laundry room. The full unfinished basement space is not included in the sq footage shown above, and offers high ceilings, an egress window, rough plumbing for a future bath + ample storage. Finishing this available space would bring the total finished living space to around 3, 000 sq ft. Also included: pre-installed transfer switch for a full-house automatic generator. Residents of Fortune Ridge enjoy exceptional community amenities, including a spectacular clubhouse complex w/two pools, tennis and basketball courts, exercise room, children's playroom, catering kitchen, and neighborhood gathering room. The development preserves over two-thirds of its 300-acre property as "Forever Green, " with miles of private hiking and riding trails. Conveniently located near the Croton Falls Train Station, this home offers the perfect blend of modern living and natural beauty. Monthly HOA fees are $150, with estimated water/sewer costs of $200 based on usage.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $675,920 | $675,920 | $675,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.697% | 6.597% | 6.158% |
Monthly Tax Payment | $1,873 | $1,873 | $1,873 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,944 | $4,272 | $5,704 |
Total Monthly Payment | $5,909 | $6,237 | $7,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.