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122 Ferry Road, North Kingstown, RI, 02874 | $1,295,000
Located in the picturesque community of Saunderstown Village, with the perfect blend of coastal charm and modern comfort. One block from Narragansett Bay, you'll enjoy stunning water views throughout. The thoughtfully designed living space includes a spacious 1st floor primary suite with a view of the Newport Bridge. The light-filled rooms and large living room with fireplace and bay windows, offer a relaxed yet refined atmosphere. The 2nd level features 3 more bedrooms, an office, and another full bath. Then up the stairs to the 3rd floor (not included in the sf), to visualize how to utilize this amazing space with the most stunning view. Recent updates to the kitchen and baths, as well as new windows. This house is perfect for both everyday living and entertaining. The Saunderstown community features a private yacht club where members enjoy sailing, tennis, a small beach and loads of fun for children and adults. Additionally, there is a neighborhood library, a chapel and a post office. The sense of community in Saunderstown is hard to find these days. Whether you're seeking a peaceful year-round residence or a tranquil seasonal retreat, this home presents a rare opportunity to live just steps from the water in one of the most desirable communities along Narragansett Bay. 15 minutes from Newport, 30 min from Providence, 10 min from Wickford and Narragansett, 3 hours to NYC, 1 hours to Boston. Close to MBTA and Amtrak.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Colonial
- Year Built: 1890
- Garage: No Garage
- Heating: Central,Hot Water,Oil,Steam,Zoned
- Cooling: None
- Basement: Full,Unfinished
- Approx Sq. Feet: 2,000
- Acreage: 0.23
- Est. Taxes: $8,545
- Lot Desc: Corner Lot
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1376019
- Website: https://www.raveis.com
/eprop/1376019/122ferryroad_northkingstown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
122 Ferry Road, North Kingstown, RI, 02874
$1,295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.697% | 6.597% | 6.158% |
| Monthly Tax Payment | $712 | $712 | $712 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,046 | $6,548 | $8,742 |
| Total Monthly Payment | $6,883 | $7,385 | $9,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB