Welcome to this stunning modern Craftsman-style 3BR/2. 5BA 2, 244+/-SQ FT home, located along the tranquil banks of a private canal. With its timeless design, exceptional craftsmanship, and breathtaking water views, this home offers the perfect blend of elegance and comfort. The canal leads out to The Withlacoochee which spans all the way to the Gulf of Mexico and connects to Lake Panasoffkee. Known for its massive 4, 460 acres, Lake Panasoffkee offers a perfect blend of rural settings with various activities such as fishing, trails, swimming, boat rides, and so much more. Located right off SR 44 this home is centrally located to The Villages, and within minutes of Citrus County, shopping, dining, entertainment, and much more. Featuring an open-concept living spaces, intricate wood detailing, and an inviting layout, every inch of this home has been thoughtfully crafted to create a warm, welcoming atmosphere. This impressive 3BR/2. 5BA home is comprised of a BONUS OFFICE, inside laundry room, cover rear and front porch, 2-car garage, a attached storage shed, and a massive finished 346 SQ FT loft/bonus room located above the garage perfect for your man crave or an extra room. (NOT INCLUDED IN HEATED AREA BUT JUST NEEDS AC). Newly constructed in 2023 the home features a mono slab and stem wall foundation, vinyl board and batten siding, spray foam insulation, an outdoor shower, a paver patio and so much more. Stepping inside you are greeted with LVP flooring throughout the home with recessed lighting, 2-panel doors, 5" baseboards, and an inviting open layout floor plan. The kitchen features stainless steel appliances, shaker cabinetry, stunning quartz countertops, tiled back splash, under cabinet lighting, a gorgeous molded exhaust fan, and built-in table counter top. Overlooked by the kitchen the living room is spacious with a guest half bathroom with plenty of windows allowing an ample amount of natural lighting. The master bedroom is stunning with sliding door access to the porch, with the suite featuring a walk-in closet with built-ins, a private lavatory, tiled walk-in shower, and a vanity with tiled back splash. Walking up the elegant staircase accompanied by a chandelier, the second story of the home features a loft area, a dedicated office, a storage room, and the bedrooms. The spare bedrooms are just as impressive with walk-in closets, and a shared full bathroom. Just as it couldn't get any better, the backyard offers a covered patio, with a massive paver patio enclosed by a vinyl privacy fence perfect for entertaining. The 175 SQ Ft attached storage features the well with a water filtration system for crystal clear water. With its prime canalfront location, high-end finishes, and spacious, light-filled interiors, it truly represents the perfect place to create lasting memories. Whether you're enjoying serene water views from your porch, hosting gatherings in the expansive living areas, or retreating to the peaceful sanctuary of your private spaces, this home is a rare find that promises both luxury and tranquility. With too many features to name, this home is a showstopper and a must-see in person to appreciate! So Call Today and Schedule Your Private Tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $475,920 | $475,920 | $475,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,087 | $3,163 | $3,984 |
Total Monthly Payment | $3,444 | $3,520 | $4,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.