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682 Wiggins Bay DR, Naples, FL, 34110 | $645,000
With over $125, 000 in extensive improvements, this three-bedroom end unit villa has been totally renovated. It is light, bright and move-in ready. Great room floor plan with soaring ceilings and a long list of extensive updates include newer TILE ROOF, HURRICANE IMPACT WINDOWS, HVAC, APPLIANCES, WATER HEATER, PLANK TILE FLOORING THROUGHOUT, FULLY RENOVATED KITCHEN, UPDATED BATHROOMS, HUNTER DOUGLAS WINDOW SHADES and the list would go on and on. Neutral color palate throughout. Split bedroom floor plan. The guest suite has direct access to a full bath and could be a second primary suite. Aso, corner lot, private entrance, extended lanai with “no see um” screening and attached two car garage with hurricane impact rated door and extra storage in the garage attic. This is a very quality, impeccable residence with absolute pride of ownership. Lives like a single family home without all the maintenance. Prime North Naples West of 41 location close to beaches, golf, dining, shopping, entertainment, gulf access, and more. Great location with the complex just a short stroll from the heated pool and across from the Tarpon Cove Yacht & Racquet Club (optional membership) with clubhouse, pool, tiki bar, fitness center, tennis courts, wellness classes and water taxi beach shuttle. The low association fee includes insurance on the building, roofs, exterior paint, landscaping, irrigation, reserve, professional management and Summit fiber optic (cable TV and internet. ) There are also boat slips for sale or lease offering direct gulf access and the seller says the property has never flooded in their 15 years of ownership.
Features
- Building Design: Villa Attached
- Parking: Driveway Paved,Guest
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Levels: 1
- Amenities: Community Pool,Extra Storage,See Remarks,Streetlight,Underground Utility
- Bedrooms: 3
- Baths: 2 full
- Complex: WIGGINS BAY VILLAS
- Development: WIGGINS BAY
- Year Built: 1994
- Approx Sq. Feet: 1,460
- Est. Taxes: $2,102
- Condo Fee: $2,460 Quarterly
- Master HOA Fee: $1,869
- Lot Desc: Zero Lot Line
- View: Landscaped Area
- Community Type: Boating,Gated,Tennis
- Boat Access: Dock Lease,Dock Purchase
- Pet Policy: Limits
- MLS#: 225004792
- Website: https://www.raveis.com
/prop/225004792/682wigginsbaydr_naples_fl?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
682 Wiggins Bay DR, Naples, FL, 34110
$645,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,476 | $3,520 | $4,460 |
| Total Monthly Payment | $3,743 | $3,787 | $4,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388