Centrally located to New Smyrna Beach, Daytona Beach, and Orlando, this home is a steal priced below market value. The 3 bedroom, 2 bathroom open concept split floor plan comes with newer '22 AC, new '24 water heater, updated electrical panel, renovated porch enclosure with its own roof, transferrable solar panel roof, and several impact windows. This home has had the same owner for decades and has been tended to with the care a forever home such as this deserves. Pull up to a spacious driveway outside an oversized one car garage with its own side door and plumbing perfect for conversion to additional living space then step inside and walk on laminate planks atop terrazzo floor that can last ages. Picture the living space as is or slide open the glass doors that you can remove to add more open space or just enter the first of two bonus room areas currently used as a tv room. The second bonus room also leads out to your fenced in yard showcasing your fire pit for the cold days and above ground pool on the majority of the Florida hot days. Stop into one of the open houses or call today to schedule a showing and see for yourself!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,632 | $2,067 |
Total Monthly Payment | $1,745 | $1,765 | $2,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.