This beautifully updated 2-bedroom villa, situated on a tranquil saltwater canal with no fixed bridges, provides easy boating access to Sarasota Bay and the Gulf of Mexico, and is being sold Furnished! Located in the sought-after 55+ Mount Vernon neighborhood, this home combines serene waterfront living with proximity to Anna Maria Island’s stunning beaches, dining, and attractions, just three miles away. This property sustained No damage during Hurricanes Helene or Milton.
You’re welcomed home with a lovely tropically inspired outdoor flower filled sitting area into this lovely updated villa, which features an open floor plan. Perfect for entertaining, it features a spacious kitchen, dining, and living areas, all bathed in natural light from large, impact-rated sliding glass doors that frame picturesque canal views. The expanded outdoor 8 x 20 ft patio invites you to relax while watching dolphins and manatees play or enjoy grilling after a fun day of boating, fishing, or exploring the community’s abundant amenities.
The updated kitchen boasts light cabinetry, Newer stainless steel appliances, and a large peninsula that accommodates seating for five. The generously sized primary bedroom offers a walk-in closet, attic storage. Its en-suite bathroom is beautifully appointed with a walk-in shower enclosed by glass doors and an updated vanity. The secondary bedroom is also spacious, with a large closet, making it ideal for guests or additional storage needs. The secondary bathroom also features an updated vanity, along with a shower and tub.
Additional highlights of this home include impact-rated windows and storm doors for safety and energy efficiency, and 2023 roof (The HOA conveniently covers roof maintenance). A large outside carport with generous locked storage area that houses the washer and dryer. Air Conditioner from 2021, newer Fans throughout, and updated Air Ducting in 2021.
Mount Vernon’s vibrant and welcoming community offers extensive amenities for an active lifestyle. Residents enjoy a clubhouse with meeting areas, a kitchen, a workshop, a fitness center, and billiards. Outdoor features include tennis and pickleball courts, a heated swimming pool, a bocce ball court, a putting green, and a kayak launch with additional storage. The bayside pavilion has with grills and picnic table seating, and the Bayfront Nature Trail offer the perfect setting for spectacular sunsets and views of Florida’s flora and fauna. The community also boasts a bird sanctuary and a butterfly garden for nature enthusiasts. Notably, milestone inspections are Not required for this community.
Conveniently located close to Anna Maria Island, Longboat Key, Sarasota and Sarasota Airport, along with close-by dining and shopping, this villa offers a unique opportunity to experience the best of Florida living in a friendly, amenity-rich community, with Bay and Gulf Access. Schedule your visit today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,183 | $2,766 |
Total Monthly Payment | $2,257 | $2,284 | $2,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.