Welcome to your new home right in the in the heart of Burlington. This three bedroom, one bathroom house has all that you are looking for, and is filled with charm, character, and craftsmanship! This gem is a rare find with beautiful woodwork throughout the home and is something you seldom will see in homes built today. Seller has done a number of upgrades since ownership including an energy audit and weatherization, painting throughout, updated flooring, furnace, hot water heater, appliances, fencing and more! The large front porch is perfect for hanging out and enjoying your morning coffee or evening beverage while taking in all that the City of Burlington has to offer. The fenced in yard gives this home a sense of privacy hard to find downtown. Location, location, location. This property is a stones throw from Church Street, Pine Street, Lake Champlain and its waterfront, and many more. Restaurants galore and an abundance of breweries right out your door with an easy commute. Minutes to UVM, UVM Medical Center, I-89. Don’t miss out on this opportunity to own your part of Burlington and the Queen City.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $746 | $746 | $746 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,759 | $2,791 | $3,542 |
Total Monthly Payment | $3,597 | $3,629 | $4,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.