Rare opportunity to own a charming 1, 444 sq. ft. home on its own land for under $300, 000! Nestled in a quiet area with minimal traffic, this property provides a peaceful retreat while still being conveniently located. The home features four bedrooms on the second floor, including one that was prepped with electrical and plumbing during the 1980 addition, making it ready for a future bathroom conversion. The first floor offers a versatile room that can be used as a bedroom, office, or whatever suits your needs. Recent updates include new windows, laminate flooring, and a storm door, giving the home a fresh and modern feel. The downstairs is filled with charming built-ins, offering excellent storage for books, knickknacks, and other treasures. The kitchen features a functional eating island and opens to a back deck that overlooks a good-sized, fully fenced . 12-acre yard—perfect for children, pets, or private gatherings. From the cozy living room, step through your Dutch door into your three-season porch, ideal for enjoying coffee or relaxing year-round. The home also includes a full-size dry concrete basement, perfect for storage or as a workshop space, and a detached one-car garage. With a four-year-old oil heating system and a price point that’s increasingly rare, This is a fantastic opportunity create wealth by investing in real estate whether your first-time homebuyer or seasoned investor. Photos and documents will be uploaded soon-technical difficulties Open house Satur
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,616 | $1,637 | $2,074 |
Total Monthly Payment | $2,010 | $2,031 | $2,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.