Welcome to 4631 Schirra Court in the Oak Forest subdivision of Spartanburg. There are 2340 SQFT of interior living space that includes 4 bedrooms, 2 full baths, and 1 half bath. This stately home sits on a 0. 41-acre lot and has great curb appeal featuring classic light grey siding accented by white trim and black shutters, an architectural shingled roof, grand columns and a covered full front porch ready for your porch rockers. The landscaping is mature and low maintenance. There is also an attached two car garage making off-loading groceries and other shopping items a breeze. There are multiple interior spaces that can be used in a variety of ways to best suit the needs of the next homeowner. Through the front door is a welcoming foyer with a staircase. To the left of the foyer is a flex room that is currently set up as a media room but could be used as a home office among other things. Adjacent, is a second flex space which could be a formal dining room as it conveniently opens to the spacious kitchen. The kitchen is located off the back of the home and overlooks the backyard with direct access to the grilling patio. The kitchen has white cabinetry, black appliances, a peninsula breakfast bar island, and an eat-in kitchen area to enjoy daily informal meals. To the right of the foyer is the great room with a fireplace that is flanked by built-in cabinetry. The great room is also conveniently located to the kitchen creating a smart layout with great flow on the first floor. Rounding out the first level is a half bathroom and laundry room. Upstairs there are 4 bedrooms including a primary bedroom that has a private ensuite bathroom, 3 additional bedrooms, and another full bath. This home is NOT in a HOA. It is a must see.
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Our Executive Mortgage Banker:
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$275,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,720 | $220,720 | $220,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,487 | $1,506 | $1,908 |
Total Monthly Payment | $1,680 | $1,699 | $2,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.