Discover this delightful fully detached 1F home, offering both comfort & convenience in the heart of Bayside. The inviting front porch sets the tone for this charming residence, complete with a private driveway. The 1st floor features welcoming living & dining areas, perfect for entertaining or relaxing, a half bathroom and a large eat-in kitchen. The 2nd floor boasts 3 generously sized bedrooms and a full bathroom. The 3rd floor adds even more versatility with 2 additional bedrooms and another full bath. The finished basement offers a recreational space, ideal for various uses, along with a half bath for added convenience. Located near vibrant shops, restaurants, and places of worship, this home also provides excellent transportation including the LIRR and the Q27, Q31, and Q13 buses are close by, making commuting a breeze. Property may also be suitable for developers- 60x100 Lot, R2A zoning, perfect opportunity to build brand new homes on this spacious lot.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,428,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,142,400 | $1,142,400 | $1,142,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $883 | $883 | $883 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,397 | $6,941 | $9,410 |
Total Monthly Payment | $7,405 | $7,949 | $10,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.