451 Cottage CT, Marco Island, FL, 34145 | $2,750,000

Beautiful, key-lot home on Marco Island with nearly 160 feet of indirect access in the desirable Tigertail Beach neighborhood and a half mile to the beach. This residence offers the perfect blend of sophisticated design and casual barefoot living and perfectly expresses the style and flair of the owners and their Southwest Florida lifestyle. This light and bright plan offers three bedrooms plus den, two baths with over 2, 900 square feet of living space with abundant windows that showcase the natural beauty of the property inside and out. Ideal southeastern exposure with plenty of sun and incredible sunset views from your spacious lanai with freeform pool/spa while overlooking your boat dock with new 15, 000-pound lift and additional new floating dock for WaveRunners. The home offers quick, easy access through Collier Bay to the Gulf of Mexico and Big Marco River from your dock where you can find endless exploration, fishing, sightseeing, waterfront dining and more. Enjoy the park-like setting from your yard; the neighbor purchased the adjoining lot and turned it into a botanical garden, enhancing your location. Recent updates: dock electricals (2024), kitchen refrigerator (2024), whole-home interior painted (2023), whole-home LED recessed lighting (2023), new flooring in bedrooms/office (2023), kitchen remodel (2023), lighting fixtures (2023), all new furnishings and window treatments (2023), motorized blinds in bedrooms (2022), new driveway/sidewalk and updated drainage (2022). This home would be ideal for those looking for a full-time residence, second home or investment property. Come and enjoy the understated island life from this elegant waterfront home while being walking distance to Tigertail Beach.

Features

  • Amenities: None
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch,See Remarks
  • Development: MARCO ISLAND
  • Year Built: 2001
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,903
  • Acreage: 0.29
  • Est. Taxes: $22,107
  • Lot Desc: Cul-De-Sac
  • View: Canal
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Elec Avail at dock
  • Elem. School: TOMMIE BARFIELD
  • Middle School: MARCO ISLAND CHARTER
  • High School: MARCO ISLAND ACADEMY
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225001839
  • Website: https://www.raveis.com
    /eprop/225001839/451cottagect_marcoisland_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's International Realty

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NMLS Mortgage Loan Originator ID 16953

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451 Cottage CT, Marco Island, FL, 34145

$2,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,200,000 $2,200,000 $2,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.750% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.239% 6.849% 7.037%
Monthly Tax Payment $1,842 $1,842 $1,842
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,822 $14,269 $19,621
Total Monthly Payment $16,789 $16,236 $21,588

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.