Home and detached 3 car garage with lift(easily holds 4 cars)on 2 lots in Charlotte Park. Concrete block house has a newer shingle roof. Detached garage has a metal roof. There is also a screened party area that measures 16x20. There is an electric sunsetter type awning(covered)but was working prior to being "summerized". Sheetrock has been cut up 24 inches. Needs bathroom sink and kitchen sink installed to become livable. High end LG refrigerator along with built in upper cabinets and a microwave stay. Home was originally a 3/1/1. 2 bedrooms were combined to make a large master with a walk in closet. The garage was converted to a game room. These changes can be put back by the new owner if desired. Garage was built in 2018 with a concrete slab, metal framing along with electric to power the lift, a welder, air compressor etc. There is a 8x20 storage container behind the garage. This is a rare combination of space and storage located just a few minutes from downtown Punta Gorda.
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Our Executive Mortgage Banker:
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$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,267 | $1,282 | $1,625 |
Total Monthly Payment | $1,656 | $1,671 | $2,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.