Under contract-accepting backup offers. Step into this beautiful home that offers charm, modern upgrades and quality craftsmanship just 20 minutes from the beach. The main living room is exceptionally spacious, featuring crown molding, laminate flooring, and large windows that create a bright, inviting atmosphere. The primary bedroom includes a walk-in closet and new flooring installed last year, while the secondary bedroom is perfect for guests or a home office. The kitchen provides ample counter space, generous storage, a brand-new refrigerator, a portable dishwasher, and a gas cooking stove powered by a new propane tank with updated fittings. Adjacent to the kitchen, a cozy nook offers the perfect space for a breakfast table or additional seating. The large bathroom includes a spacious tub and has the potential for a stackable laundry unit if desired. This home features two separate living spaces, each with its own exterior entrance. The rear living space offers flexibility as a second living room or additional flex space with its own entryway. A large paved patio just off the back door creates an ideal space for outdoor entertaining. The exterior has been beautifully upgraded with $10, 000 of James Hardie concrete siding, combining “Board and Batten” siding on the sides and back with a staggered panel “Shake” design on the front, adding exceptional character and curb appeal. Two coats of Benjamin Moore’s “Regal” paint were applied for long-lasting protection. New dusk-to-dawn porch lights, a front gable vent, and outdoor electrical outlets on both sides were also added for enhanced functionality. Sitting on over 1/3 of an acre, this property offers expansive front and back yards, fully fenced and featuring a variety of fruit trees, including coconut, banana, dragon fruit, mango, and avocado. Ideally located near St. Armands Circle, Anna Maria Island, the airport, and local shops, this move-in ready home combines style, comfort, and convenience. Is this home your perfect match?!
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$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,501 | $1,901 |
Total Monthly Payment | $1,794 | $1,813 | $2,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.