This home has been fully renovated and is move-in ready!
The interior has been updated with a brand-new A/C, new windows, new electric water heater, and updated electrical and plumbing. The open floorplan and cathedral ceilings create an airy, large living space between the family room, dining room, and kitchen. The kitchen is brand new featuring stainless steel appliances, granite countertops, and new cabinets. The kitchen also features a bar area perfect for a coffee station or cocktails! The laundry room is conveniently located off of the kitchen. Each bedroom has been updated with new plush carpet and ceiling fans, and the primary hosts a spacious ensuite bathroom with a double sink vanity. Both bathrooms have been fully renovated with new flooring, granite countertops, and subway shower tile.
The backyard at this property is large, fully fenced-in, and hosts a covered rear patio and two detached sheds providing ample additional storage. The exterior also features a brand-new roof (2024), 8x8 covered front porch, fresh paint, new landscaping, and sidewalk throughout the neighborhood.
This home has no HOA and is located near lakes, restaurants, shopping, and all of the amenities Polk City has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,960 | $175,960 | $175,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,185 | $1,200 | $1,521 |
Total Monthly Payment | $1,476 | $1,491 | $1,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.