Bright and light, this corner unit on the ground floor was the only ground floor unit in Chateaugay that did not receive damages from Helene or Milton! Looking for location and no maintenance? This is it! This beauty was renovated summer/fall of 2021 and boosts of wood-like tile floors, Plantation shutters and blinds on all windows, new lighting, fans, new custom pantry, and a large pass-through opening with breakfast bar. The kitchen was renovated a couple of years earlier with granite countertops and white cabinets. The new bathrooms feature tile showers in both as well as new vanities, faucets, and granite countertops. Ceilings were raised throughout the condo and all walls were textured and painted in the makeover. The hurricane windows and door on the lanai have new roll blinds for turtle season and also new wood-like tile for flooring. The walk-in closet in the primary bedroom features a barn door and built-ins. The storage closet inside the condo has a hanging bar and shelves, and there is a dedicated storage closet for this unit in the three-story building. The electrical has been updated, as well as all new plumbing supply lines and drains and the HVAC duct work has been replaced. Laundry is right down the walk, where you have 3 industrial sized washers and dryers at your disposal, at no charge. The pool and enlarged patio are being completely redone with a finish date, the complex has been told, of late February. The pool equipment will be brand-new and the pool will be heated in the winter. On the patio will be grills and tables for alfresco dining. The new firepit is an added bonus when the air is slightly chilly! The exterior of the complex will be painted and new landscaping in 2025, the complex has been told. As you look out the condo, through the lanai, the yard, pool, patio and beach are your own “backyard”, like being in a house but with no maintenance to take care of. This is the place memories can be made, days with friends spent and evenings on the beach watching the sun set and toasting with friends. With only 34 units, it is easy to get to know others. During the winter months there are always activities: food trucks, games, parties, book clubs, pot-lucks, firepit nights and celebrations. And the beach is right out your “back door”, no elevator to deal with! Easy to get to downtown, Freedom Boat Club, Venice Yacht Club, Higel Marine Park, Crow’s Nest and the South Jetty! Bring your bicycles and walking shoes as it is close to everything!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,207 | $3,247 | $4,114 |
Total Monthly Payment | $3,753 | $3,793 | $4,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.