Charming 2 Bed, 2 Bath Single Family Home in Port Richey, Florida. Welcome to your dream home in the desirable Timber Oaks community! This beautiful 2-bedroom, 2-bathroom single-family residence is located in one of only two family-friendly sections of Timber Oaks, meaning it’s perfect for those under 55 looking for a welcoming neighborhood. Step inside to discover a spacious layout ideal for entertaining guests and creating lasting memories. The fully enclosed and air-conditioned lanai provides a serene space to relax year-round.
Recent Updates Include: New AC unit (2017)All new ductwork (2021)Modern kitchen lighting and sink (2022)Updated toilets and bathroom sinks (2022)Brand new roof, hurricane windows, and doors (2022)Hurricane-proof garage door (2023)Additional insulation blown into the attic (2024)
This home is set on a corner lot and offers plenty of room for outdoor activities. Residents of Timber Oaks enjoy a low monthly HOA fee of just $50, which provides access to the beautiful clubhouse and pool for those over 55. If you’re under 55, enjoy the benefit of a lower HOA fee of only $17 a month without access to these amenities. As an added bonus, a full-price offer includes your very own golf cart and a powerful 12, 000-watt home generator for peace of mind during storms. Don’t miss this opportunity to own a well-updated home in a fantastic community! Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,366 | $1,382 | $1,754 |
Total Monthly Payment | $1,643 | $1,659 | $2,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.