Discover this charming 3-bedroom, 1-bathroom home in Winter Haven, offering comfort, style, and convenience! Step inside to find a spacious living room with an open floor plan that creates a seamless flow throughout. The updated kitchen is both lovely and functional, featuring modern finishes and a dining area just off the kitchen. Numerous windows flood the home with natural light, highlighting the beautiful laminate and tile flooring (home features NO carpeting). This property boasts a detached 3rd bedroom, perfect as a flex space that can be used as a home office, gym, playroom, or in-law/older child bedroom.
Relax in the Florida room or step outside to enjoy the fenced backyard, complete with a shed perfect for storing tools and equipment. Located in a lovely area of Winter Haven, this home is minutes from the Polk Parkway, offering easy access to restaurants, shopping, medical offices, and more. Hop on the parkway and reach the interstate within minutes, putting Disney, Universal, and other world-class attractions within reach. Two international airports are also nearby, adding to the convenience of this location.
Don't miss this opportunity to own a delightful home in a fantastic location! Call today to schedule your private showing!
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,446 | $1,832 |
Total Monthly Payment | $1,724 | $1,742 | $2,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.