Charming Home with Character and Modern Updates - Prime Location Near the Lake & High School. Welcome to this unique and charming home that masterfully combines historic character with modern updates. Originally a carriage house, this property retains its distinctive appeal while offering the comforts of contemporary living. Ideally located just blocks from the lake and only 1 mile from the popular Sears Park, enjoy the perfect blend of peaceful surroundings and easy access to lots of local amenities. Inside, the home features beautiful hardwood floors throughout, with 2 full bathrooms and convenient 1st-floor laundry. The kitchen is a highlight, showcasing exposed brick that adds to the home's charm, and flows effortlessly into the dining room, which boasts a slider leading to the patio-perfect for indoor/outdoor living. Flexible living spaces include an office currently used as a 3rd bedroom. The spacious primary bedroom includes a walk-in closet that the current owner cleverly transformed into a functional home office. Step outside and find a fully fenced left-hand yard, perfect for pets or privacy, as well as a backyard with plenty of space to run, play, or entertain, complemented by lovely gardens including a charming English garden. For additional storage, the attic and two sheds on the property provide ample space. Recent updates ensure the home is move-in ready, maintaining its timeless charm while offering modern amenities. Schedule a tour today! more photos coming
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Dining Room | Main | |
Kitchen | Main | |
Living Room | Main | |
Office | Upper | |
Primary Bedroom | Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,446 | $1,832 |
Total Monthly Payment | $1,827 | $1,845 | $2,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.