Welcome to Winding Creek. All ages and pet friendly! The condo offers exceptional structural integrity as it is located in a no flood zone, high elevation. This 2 bedroom , 2 bath condo is located on the 1st floor so there is no steps to walk up and a great split floor plan. This well maintained unit offers a spacious dining room/living room which leads out to the enclosed lanai and an oversized patio that overlooks the heated pool and clubhouse. Included in the low monthly fees are: Cable TV, Internet, Water, Trash, Sewer, Escrow reserve funds, exterior Insurance, maintenance. The Community features: Heated Pool, Saunas, shuffleboard, Tennis courts, clubhouse, gas grill in picnic area and sidewalks throughout the beautifully landscaped grounds. You will have easy access to great restaurants, 2 miles from Countryside Mall, 10 minutes to Main Street Safety Harbor and Downtown Dunedin and only 23 minutes to Tampa International Airport. Don't Miss out on this opportunity to live year in Paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $998 | $1,010 | $1,281 |
Total Monthly Payment | $1,228 | $1,240 | $1,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.