Under contract-accepting backup offers. **The GEM of Edgewood**: Presenting this meticulously maintained and charming home located in the City of Edgewood. The property boasts an oversized lot, offering plenty of space in both the front and back yards. Upon entering, you'll find a spacious and open floor plan featuring updated tile flooring. The kitchen is upgraded with grand granite countertops and stainless steel appliances. This home includes four generous bedrooms and two inviting bathrooms, each with cozy finishing touches. You can immerse yourself in the large family area, complete with a wood-burning fireplace—perfect for cozying up on those cool winter nights. Off the kitchen, there is a butler's pantry that leads to the laundry room. The screened-in lanai measures over 300 square feet, making it ideal for gatherings with friends and family. Adjacent to the lanai is a beautifully paved open courtyard. On the weekends enjoy the public ramp of Lake Conway. This home is equipped with several recent updates, including new water pipes (installed December 2024), an American Standard 3. 5 Ton 15 SEER A/C unit (installed August 2022), new windows (installed April 2020), a new roof (installed November 2016), a septic system (installed 2020), electrical overhead meter (installed July 2021). Book your showing today. . .
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,312 | $2,339 | $2,968 |
Total Monthly Payment | $2,556 | $2,583 | $3,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.