Seller motivated!! Seller will contribute up to $10, 000 towards Buyers closing cost OR Temporary Rate Buy Down with listed price . This home has 5 bedrooms, 3 1/2 bath 2 car garage with Tandem. Large Kitchen overlooks Cafe & Great Room with views to screen lanai and Fenced Backyard. On the first floor is Den/Study , half bath , Owners suite, with Large Walk in Closet and Owners Bathroom. Crown Moulding throughout house , Laundry Room on each floor, Large Pantry & Butlers Pantry . UPSTAIRS very Large Bonus Room ideal for pool table , game room and movie theatre to enjoy with family & friends. There is also 4 bedrooms and two full baths on second floor with ceiling fans throughout home. This home includes 18 inch diagonal tiles, carpet, 42 inch upper cabinets, granite counter tops through out, stainless steel appliances faux blinds and ceiling fans through the house & more. Enclave at Terra Bella community also has a RESORT STYLE POOL, CABANA, SPLASH ZONE AND SUNDECK. This community has easy access to Major Highways and Roadways. Dining, Shopping and Entertainment is close by . Minutes to Tampa Premium Outlet mall in Wesley Chapel.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $606 | $606 | $606 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,714 | $3,760 | $4,764 |
Total Monthly Payment | $4,412 | $4,458 | $5,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.