Short Sale. Welcome to your dream home in Isle of Capri, located on World Famous Treasure Island. This stunning 2 BR/2. 5 BA residence offers the perfect blend of casual comfort and convenience. Step inside to discover a spacious and inviting interior featuring a Large Kitchen, equipped with an over-sized Island and abundant storage - ideal for any culinary enthusiast. The wood-burning fireplace in the Living Room, provides a cozy ambience for those cooler evenings. The home also boasts a versatile, Bonus Room just off the Patio that can be used as a playroom or fitness room. You will also find an Office catering to your work from home needs. With a one-car garage, parking and storage are never an issue. Outdoor living is a delight with two westward facing balconies, perfect for enjoying breathtaking sunsets. The patio area provides additional space for relaxation and entertaining. For boating enthusiasts the property includes a boat dock with a 20, 000 lb. lift offering easy access to the Gulf of Mexico and the Intercoastal Waterway. Residents enjoy low HOA fees and a quiet neighborhood. This location offers easy access to Downtown St. Petersburg and all Pinellas Beaches providing endless opportunities for dining, shopping, and recreation. Experience the best of Florida living in this exceptional, Treasure Island home. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,232 | $3,270 | $4,149 |
Total Monthly Payment | $3,824 | $3,862 | $4,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.