This beautifully maintained home situated on almost half an acre in a peaceful neighborhood offers the perfect blend of comfort, style, and convenience, making it an ideal choice for those seeking a serene yet vibrant lifestyle. A split floor plan home offers 4 bedrooms and 2 1/2 bathrooms and provides ample space for family living and entertaining guests. An open floor plan invites into the dining and living areas complete with a fireplace, vaulted ceilings and hardwood floors. Enjoy a kitchen with stainless steel appliances and wooden cabinets. The master suite features high beam ceilings, hardwood floors, a walk-in closet, a spa-like bathroom with a soaking garden tub and double sinks. Equipped with a newer roof (2017), and paid off solar panels (2018), this home is designed to bring you great savings each month with low electrical bills. New exterior paint (2024). The backyard is a true paradise with a sparkling pool, beautiful landscaping, and a covered patio perfect for outdoor dining and relaxation. Just minutes away from Downtown Palm Harbor, the Wall Springs Park, Pinellas Trail, and the pristine beaches of the Gulf Coast such as Honeymoon Island, Howard Beach and Sunset Beach. NO HOA, NO CDD fees, NO FLOOD zone, zoned for top rated PALM HARBOR schools. Don't miss the opportunity to own this well sought-after home and enjoy what Florida lifestyle has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,908 | $3,957 | $5,013 |
Total Monthly Payment | $4,273 | $4,322 | $5,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.